WHEN OTHERS GRAB. WE GIVE BACK.

No shareholders to pocket profits, just £100m back in members’ pots.

A pension that works for you

We’re a workplace pension that puts people first. As the UK’s largest commercial master trust, we support over 7m members with a pension that’s designed to give back, not take away. That’s why we’ve already given back over  £100m into members’ pots through our savings reward. With no shareholders to satisfy, every decision we make is to help members achieve their retirement goals.

Over 7m members save with us

What our customers say

“I just spoke to Rihanna, she was really friendly and helpful, and answered all my questions. She assured me everything would be sorted out. I was amazed at how quickly I got through – it was just one phone call. Absolutely fantastic. Thank you.” People’s Pension member

 

We’re not like most pension providers

We don’t have shareholders, so we don’t have to pay dividends or satisfy investor demands.

We’re free to make decisions that prioritise savers. That means investing in products and services that support people and paying money directly back into pension pots.

We give back to you

We’ve already returned over £100m to our members through our savings reward — a monthly share of profits that reflects our member-first approach. It’s not a one-off bonus, but a regular benefit of saving with us.

Put simply, the more you save with us, the more we give back to you.

Supporting members for long-term success

If you’ve saved more than £3,000 with us, the chances are you’re already receiving the savings reward. And the reward really adds up over time.

Here’s what your savings reward could look like over 40 years, assuming you contribute 8% of your salary annually and your investments grow by 5% each year:

  • With a £25,000 salary, your savings reward could grow to around £12,177.
  • With a £35,000 salary, your savings reward could grow to around £17,726.

Want to see how much you could get by saving with us? Find out using our savings reward calculator.

A pension with purpose

We’re built to make pensions fairer, simpler and more rewarding with a social purpose at our core.  

While we give back to our members, we also give back to society – from funding research into workplace safety through our Charitable Trust to supporting people's access to technology through our partnership with the Good Things Foundation.  

That’s a pension with purpose.

Who can join People’s Pension?

People’s Pension is a workplace pension – which means you’re are only a member if your employer has selected us as its pension provider. We cannot offer a personal pension directly to individuals, but if you want to hear about future updates, or pick up helpful tips about saving for the future follow us on social media.