FAQs

These are the earnings your pension contributions are usually based on if you contribute to a pension scheme.

We do accept one-off pension contributions for an employee – you might see these called additional contributions.

You’ve 2 options to pay pension contributions – direct payment, or automated payment. For both options, you’ll need to make sure you’ve got an active Direct Debit on your account.

Automated collection means we’ll automatically collect your pension contributions on or immediately after the date you’ve chosen.

Pension contributions when an employee is on maternity leave, can continue to be paid into the employee’s pension.

You don’t need to use a special form or tell HM Revenue & Customs in advance if you want to use carry forward.

The annual allowance is a limit to the total amount of contributions that can be paid into a defined contributions scheme (like People’s Pension), as well as the total amount of benefits that you can build up in the scheme, for tax relief purposes.

Employees can continue to pay into their pension, even if they’ve left your employment or the pension scheme.

"What are qualifying earnings?"

"Can you accept a one-off contribution for an employee once we've set up the scheme?"

"When and how do I pay pension contributions?"

"What is the automated collection payment method?"

"What happens to employees’ contributions when they're on maternity leave?"

"If I want to use carry forward to pay a contribution, do I notify HMRC?"

"I’ve been auto-enrolled since my employer’s staging date. Can I now take a contribution holiday?"

"What's the annual allowance?"

"If employees leave, can they continue to pay into their pension?"