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Prepare for retirement with our key steps for retirement planning. Learn how you can get your pension money and understand the impact of your choices.

From 2024/25, if you don’t pay tax but pay into a workplace pension, you could get a small top‑up payment from HMRC to make sure you don’t miss out on pension support.

Spot and avoid pension scams – find out how to protect your retirement savings and report fraudulent activity.

Save for the retirement you want. Discover why pensions matter if you’re self-employed and explore your options.

Find out about the State Pension – the regular retirement payment from the government - how it works, when you can access it, and how much you’ll get.

This guide aims to help you understand the charges your other pension providers might apply.