Combine your pensions into one simple plan
Combining your pensions can make it easier to manage your savings. With People’s Pension, you can bring your pensions together by transferring a pension from a previous job or switching providers.
With no transfer fees from us, it’s a straightforward way to take control of your retirement and keep your future on track.
Why transfer your pensions to us
- Everything in one place - manage your pension easily through your online account, app and helpful financial planning tools.
- Experts looking after your money - our Investment team are dedicated to helping your savings grow and manage risk, so you can feel confident your pension is in safe hands.
- More flexibility - because with everything in one place, you're likely to have a bigger pension and so options for accessing your money.
- Receive your share of almost £3m, we give back to savers every month.* The more you transfer, the more you could receive through our savings reward.
How to combine your pension savings with us
What you need to combine your pensions
You'll need the following information for your current pension providers:
- Names of providers
- Policy numbers
- Approximate values
If you’ve lost your old pension details, don’t worry, our tips on how to track down old or lost pensions can help.
Looking for an old pension?
Get the tools and guidance you need to track down lost or old pensions.
What to consider before transferring your pension
Combining your pension savings can be a smart move. But it’s important to make sure it’s right for you. It’s important to weigh up the pros and cons first.
Transferring isn’t right for everyone, so it’s important to compare providers and decide what’s best for you. For more information, take a look at our charges, investment and service page.
* The average monthly amount given back to members was £2,903,689 in April and May 2025.
** Are you taking all your pension money soon?
As part of HMRC rules, if you transfer to us, you may not be able to take your pension of £10,000 or less as a single lump sum if it’s been less than five years since you made a transfer in. This applies if the total value of your pension with us, plus any other pension schemes you’re a member of, is £10,000 or less.