FAQs

Find answers to commonly asked questions by members, employers and advisers in this knowledge base.

Showing 9 of 160 results

"What happens when an Eligible employee reaches State Pension age?"

Once an employee is auto-enrolled with an Eligible status, their auto-enrolment status doesn’t change, even if they reach State Pension age, or their earnings drop.

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"Can an employee reduce their pension contributions?"

Pension savings can be a very effective way to save for the future. Your employee may not be aware of how much money they’re missing out on if they stop paying into their pension.

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"How much do I need to pay into my employees’ pension?"

If the qualifying earnings basis is being used, the minimum contribution is 8% with at least 3% from the employer on qualifying earnings falling between upper and lower earnings limits of £6,240 and £50,270 a year.

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"What is the maximum employer’s contribution?"

There’s no maximum employer contribution – employers can pay any amount of pension contributions for their employees.

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"Do I take pension contributions from an employee's redundancy pay?"

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"What paperwork do you require in the event of a death claim?"

For all death claims we’ll need to see a completed claim form.

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"How can I make a complaint?"

If you think we’ve got something wrong, please let us know as soon as possible. We’ll do our best to put things right.

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"When should an employee be assessed as Entitled or Non Eligible?"

The auto-enrolment status of your employee is dependent on both their age and earnings when you assess them.

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"What different auto-enrolment (AE) statuses do you accept?"

Your employees are given an auto-enrolment status based on their age and earnings. The majority of your employees (that ordinarily work in the UK) will be either Eligible, Entitled or Non Eligible.

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